Terms of service

TERMS OF SERVICE

Last updated: September 11, 2026

These Terms of Service (“Terms”) govern your access to and use of the Livo Ocean online store and all related products, downloads, content, communications, and services.

Livo Ocean is operated by ERIK R CEJA LIMITED (“Livo Ocean,” “we,” “us,” or “our”).

By visiting our store, creating an account, or completing a transaction, you agree to these Terms. If you do not agree, do not use our store or services.

1. ELIGIBILITY AND LAWFUL USE

You must be legally capable of entering into a binding agreement in your jurisdiction.

You may use our store and products only for lawful purposes. You must not:

• attempt unauthorized access to the store or another customer’s information;
• introduce malicious software or interfere with store security;
• use fraudulent payment information;
• scrape, reproduce, or copy protected store content;
• misuse download links or digital files;
• violate intellectual-property rights; or
• use our services for any unlawful, misleading, or abusive purpose.

2. DIGITAL PRODUCTS

Livo Ocean currently sells digital products, including eBooks, devotionals, Bible studies, journals, guides, and related faith-based resources.

Unless a product page expressly states otherwise:

• no physical item will be shipped;
• access is provided electronically after successful payment;
• products may be delivered as PDF files, ZIP packages, or secure access links; and
• you are responsible for providing a valid email address and using a compatible device.

3. PRODUCT INFORMATION

We make reasonable efforts to provide accurate product titles, descriptions, images, prices, page counts, file formats, and access information.

Colors and visual appearance may vary depending on your screen or device.

We may correct typographical, pricing, availability, technical, or descriptive errors. If an error materially affects a completed transaction, we may cancel the affected transaction and provide an appropriate refund.

We may make minor corrections or formatting improvements to digital resources without materially reducing their advertised content.

4. PRICES, TAXES, AND PAYMENT

Prices are displayed in the currency shown during checkout.

Applicable taxes, if any, may be calculated based on the customer’s location, billing information, and configured tax rules.

You represent that:

• the payment information provided is accurate;
• you are authorized to use the selected payment method; and
• you will pay all charges displayed before completing the transaction.

We may decline, cancel, review, or limit a transaction because of suspected fraud, payment failure, pricing errors, sanctions restrictions, abuse, policy violations, or legal requirements.

5. DIGITAL DELIVERY

Digital access is normally provided after successful payment authorization.

Delivery may be delayed by:

• payment review;
• suspected fraud;
• an incorrect email address;
• email filtering;
• technical maintenance;
• third-party service interruptions; or
• circumstances outside our reasonable control.

Customers should contact contact@livoocean.org if access is not received within the time stated in our Shipping and Digital Delivery Policy.

6. PERSONAL-USE LICENSE

Unless a product page or separate written agreement states otherwise, purchasing a Livo Ocean digital product grants one individual purchaser a limited, revocable, non-exclusive, and non-transferable license for personal, noncommercial use.

You may:

• download the files to devices you control;
• retain reasonable personal backup copies;
• use the materials for your own personal study; and
• print one personal working copy.

You may not:

• share, forward, publish, upload, or distribute the files;
• share download links or access credentials;
• resell, rent, sublicense, bundle, or commercially exploit the product;
• remove copyright, trademark, or ownership notices;
• reproduce copies for a church, ministry, class, company, group, or organization without written permission;
• use the content inside a paid course, service, membership, or program without authorization;
• claim the content, design, structure, or branding as your own; or
• use the files to train, evaluate, or supply data to an artificial-intelligence system without written permission.

7. GROUP AND ORGANIZATIONAL USE

A personal-use license does not authorize copying or distribution for a church, small group, ministry, class, company, organization, or paid program.

The inclusion of discussion questions, worksheets, or facilitator materials does not automatically grant unlimited reproduction rights.

Contact contact@livoocean.org before using a resource with multiple participants or requesting group-use permission.

8. INTELLECTUAL PROPERTY

The Livo Ocean store and its original text, exercises, structures, designs, graphics, illustrations, logos, product names, downloadable materials, and branding are owned by or licensed to ERIK R CEJA LIMITED.

These materials are protected by applicable copyright, trademark, and intellectual-property laws.

No ownership rights are transferred to you. Rights not expressly granted under these Terms are reserved.

Bible book names and Scripture references may be used for identification, study, and commentary. Individual Bible translations remain subject to the rights and permissions of their respective publishers.

9. EDUCATIONAL AND DEVOTIONAL PURPOSE

Livo Ocean resources are provided for educational and devotional purposes.

They are not a substitute for individualized advice or services from a qualified:

• physician;
• mental-health professional;
• counselor;
• pastor;
• attorney;
• accountant;
• financial adviser; or
• other licensed professional.

Our resources do not create a medical, therapeutic, legal, financial, clergy, fiduciary, or confidential professional relationship.

No particular spiritual, emotional, relational, professional, health, or financial result is promised or guaranteed.

10. THIRD-PARTY SERVICES

Our store is hosted through Shopify and may use payment processors, email services, analytics providers, fraud-prevention providers, digital-delivery services, and cloud-storage providers.

Third-party services may have their own terms and privacy notices.

We are not responsible for third-party platforms or services outside our reasonable control, but we will provide reasonable assistance when a third-party issue affects access to a Livo Ocean product.

11. REFUNDS

Our Return and Refund Policy is incorporated into these Terms.

Because products are digital and cannot be physically returned, completed digital deliveries are generally final, subject to the exceptions stated in our Return and Refund Policy and any rights required by applicable law.

12. CUSTOMER COMMUNICATIONS

You are responsible for information you submit through the store, contact forms, support requests, or reviews.

You must not submit content that is unlawful, infringing, deceptive, threatening, abusive, defamatory, malicious, or designed to interfere with the store.

If you voluntarily provide suggestions or feedback, you grant us a non-exclusive, worldwide, royalty-free right to use that feedback to improve our products and services without publicly identifying you unless you consent.

13. STORE AVAILABILITY

We do not guarantee that the store, checkout, digital delivery, or download links will always be uninterrupted or error-free.

We may temporarily suspend access for maintenance, security, technical problems, policy enforcement, or circumstances outside our reasonable control.

We may discontinue or modify a product prospectively, but doing so will not remove mandatory rights relating to a completed transaction.

14. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by applicable law, the store, services, and digital products are provided “as is” and “as available.”

We disclaim warranties not expressly stated, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, uninterrupted operation, or error-free availability.

Some jurisdictions do not allow certain warranty limitations, so portions of this section may not apply to you.

15. LIMITATION OF LIABILITY

To the fullest extent permitted by law, ERIK R CEJA LIMITED and its owners, personnel, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, business interruption, or losses resulting from unauthorized sharing or misuse.

To the fullest extent permitted by law, our aggregate liability for a claim relating to a digital product will not exceed the amount paid for that product during the 12 months preceding the claim.

These limitations do not apply where prohibited by law and do not exclude liability that cannot legally be excluded.

16. INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold ERIK R CEJA LIMITED harmless from third-party claims, liabilities, losses, and reasonable costs resulting from:

• your unlawful use of the store or products;
• your violation of these Terms;
• your unauthorized distribution of digital content; or
• your infringement of another person’s rights.

17. SUSPENSION OR TERMINATION

We may suspend or terminate access to digital products or store services when reasonably necessary to address:

• fraud;
• security risks;
• unlawful activity;
• unauthorized distribution;
• abusive chargeback activity;
• license violations; or
• a material violation of these Terms.

Any provisions concerning intellectual property, licenses, liability, disputes, and obligations that should reasonably survive termination will remain effective.

18. GOVERNING LAW

These Terms are governed by the laws of the State of Nebraska and applicable United States federal law, without regard to conflict-of-law principles.

Subject to mandatory consumer rights, legal proceedings relating to these Terms will be brought before a court of competent jurisdiction in Nebraska.

Nothing in this section removes consumer protections that cannot lawfully be waived.

19. SEVERABILITY

If any provision is found unenforceable, it will be modified only to the minimum extent necessary or removed, and the remaining provisions will continue in effect.

Failure to enforce a provision does not waive our right to enforce it later.

20. CHANGES TO THESE TERMS

We may update these Terms to reflect changes in our products, operations, technology, or applicable law.

The “Last updated” date indicates the latest revision. Changes will apply prospectively unless applicable law requires otherwise.

21. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy, Return and Refund Policy, Shipping and Digital Delivery Policy, Legal Notice, and any product-specific terms, constitute the agreement governing use of the store and digital products.

22. CONTACT INFORMATION

ERIK R CEJA LIMITED
Doing business as Livo Ocean

Email: contact@livoocean.org
Phone: +1 915-704-6048

Business address:
7 Boa Dr W
Kearney, Nebraska 68847
United States